Finance

We provide the very latest in customised car finance packages, guaranteeing competitive rates with market-leading products. Whether it is new or used we can get you the best finance package deal for you. We can often offer better rates than those offered by your dealership tailored to your own requirements with what could be more cost effective for you or your company.

We have a full portfolio of Funding products available to suit your every need. Whether you require Hire Purchase, Lease Purchase, Personal Contract or Business Contract Hire.

Please contact us for a competitive quotation or any advice on funding your new vehicle.

Below are details of five of our finance options:

Personal Contract Hire

You hire the vehicle for an agreed period of time (usually between 24 & 48 months) and pay a fixed rental based on the mileage you will do over the contract period. Basically you pay for the predicted depreciation of the vehicle plus interest.

Business Contract Hire

You hire the vehicle for an agreed period of time (usually between 24 & 48 months) and pay a fixed rental based on the mileage you will do over the contract period. All payments plus VAT of which 50% is recoverable. Up to 100% of the monthly rental can be offset against profits.

Lease Purchase

You purchase the vehicle over a period of time, deferring an amount of the purchase cost by way of a balloon payment usually equal to or lower than the expected sales proceeds at the end of the contract. This allows for lower monthly payments than with straight hire purchase. No VAT involved with a lease purchase agreement on a car.

Hire Purchase

You purchase the vehicle over an agreed period of time. At the end of the period the vehicle is yours with nothing further to pay. No VAT involved.

Personal Contract Purchase

You lease or purchase the vehicle for an agreed period of time (usually between 24 & 48 months) and you pay a fixed payment based on the mileage you will do over the contract period. At the end of the contract period you can pay an agreed final payment and take ownership of the car or simply send the car back. No VAT involved on finance payments. VAT applied to maintenance if taken.